Financial Services: Financial Wellbeing for Employees

ALL You Need for to Master Your Finances

What you'll learn
How financial stress affects workplace performance and mental health as well as what to do about it
Identify your own money habits — both beneficial and harmful
Articulate your personal financial values and align your spending with them
Set SMART financial goals and create a plan to achieve them
Automate your savings using the "pay yourself first" principle
Understand Personal Credit Products: overdraft, credit card, loan, and BNPL
Build and maintain an emergency fund
Track your monthly spending accurately using digital tools
Practise mindful spending and apply the 24-hour rule to impulse purchases
Understand what a credit score is and how it impacts you
Identify actions that improve or damage your credit score
Understand how mortgages work and how to manage one effe
Recognise the warning signs of problem debt and know what to do
Apply the Avalanche and Snowball methods to clear debt strategically
Understand the concept of compound interest
Apply the 50/30/20 budgeting rule
Read and understand your payslip, including gross pay, net pay, and deductions

Requirements
An open mind and a willingness to reflect on your current money habits
A device to access the course (phone, tablet, or computer)
Basic literacy
A commitment to taking at least one action

Description
Financial wellbeing affects everything: your peace of mind at home, your confidence in everyday decisions, and your ability to show up focused and resilient at work. This course is designed forall employees — regardless of income, background, or financial knowledge — to make money feel clearer, calmer, and more manageable.

What You'll Learn
- Money habits: identifying harmful patterns and building beneficial ones

- Budgeting: the 50/30/20 rule, tracking expenses, and managing monthly costs

- Credit & debt: credit scores, loans, credit cards, BNPL, and mortgages

- Debt strategies: Avalanche and Snowball methods, writing to creditors, debt recovery

- Growing your money: savings, investments, ISAs, index funds, and compound interest

- Retirement planning: workplace pensions, State Pension, employer matching, starting early

- Digital tools: apps and technology to manage finances in the modern world

- Role play scenarios: real-life practice conversations

Why Every Employee Needs This
- Financial stress can reduce focus, confidence, and productivity during the working day.

- Money worries can affect morale, relationships, and overall mental health.

- Financial education empowers people to make informed decisions and avoid costly mistakes.

- When employees feel more in control of money, they bring more energy and stability to work and life.

The Transformation

For You as an Individual
- Reduced financial stress

- Greater confidence

- Better decisions

- Long-term wealth building

For Your Organisation
- Improved focus and productivity

- Reduced absenteeism

- Stronger morale

- A more financially resilient workforce

Your financial future starts here. Let's build it together.
Best regards,

Baba Oyewole FCCA

Who this course is for
Early-Career Employees
Mid-Career Professionals
Experienced Employees
Employees Facing Financial Pressure
Anyone Planning for the Future
This course is suitable for any employee who earns, spends, saves, or borrows money — which means everyone
HR Professionals
Entrepreneurs
Senior Exceutives
HR Director